Your post is absolutely EXCELLENT, thank you - the math provides the reality provided the numbers aren't cooked or skewed by politicians in bed with the media.
You must know the real threat in order to fix the problem, and that reality isn't coming from the media.
While as a former firefighter/paramedic I appreciate Katie's post in the abstract, in reality OW riders need to 'buckle-up' everyday for themselves.
There are a lot of great reasons to NOT end-up in the emergency room - the latest sexy cold virus (i.e. Corona) is one, protecting your own ass from injury in the hands of medical professionals is another, and keeping our community healthy and 'unregulated' is yet another.
My post wasn't a slam at the medical community either, but having been a member of that community, I know nurses/doctors/first-responders are human, and bad shit happens more than you'd think.